Insurance Industry

Insurers rely on our technical expertise and commercial experience in industrial investigations and preparation of claims. We advise insurers and their clients on matters involving claims for property damage and business interruption. We are frequently called upon to assist in subrogation actions by evaluating causation theories and claims for damages.

Case Studies

Problems with Sulfur Removal Unit Causes a Stink

October 12, 2022

An abrupt natural gas plant shutdown due to a power outage caused major equipment damage, and a faulty repair followed. The failed repair required additional material replacement and repairs. Baker & O’Brien was retained to assess the circumstances of the initial equipment failure and evaluate the cause of damages during the repair. Our expert report was used during the mediation hearing, and the parties settled the claim.

Catalyst Damage - Did the Operator Incur an "Extra" Turnaround?

April 1, 2022

Several months after an unplanned outage, a petrochemical complex took an early shutdown to perform major maintenance. The operator filed an insurance claim for economic damages. Baker & O'Brien was engaged to assess production losses for the outage, examine operator actions to mitigate the economic damages, and review the impact of the early shutdown on the long-term turnaround cycle. We facilitated the dispute resolution process through technical memoranda and discussions between the insurance market and the operator.

Refinery Dock Allision - More than Just Property Damage Implications

October 1, 2021

Damage to a refinery dock caused an extended interruption for repairs, resulting in lost production and costly non-routine logistics to meet customer needs. We were requested to evaluate lost profits and mitigation costs which, as monthly operating plans were no longer available, was a challenge. Therefore, we presented expert opinions based on an alternative approach using historical refinery operating results.