Insurance Claims

Sometimes insurance claims for property damage or business interruption simply must be disputed — especially in the energy industry. Our experts provide comprehensive, objective opinions for cause and origin and economic quantum assessment of insured losses for repairs, replacement, new construction, and lost profits.

Find the impact
of a setback

Here’s how we can help:

  • Business interruption (economic loss) claims due unscheduled downtime
  • Quantum of damages incurred during the transport, storage, and processing of oil, gas, refined products, and chemicals
  • Forensic investigations to determine cause and liability
  • Property damage and costs to rebuild
  • Asset valuation for insurable property
  • Technical assistance during the claim adjustment process

Case Studies

Mother Nature Intervenes and Causes a Business Interruption Claim

July 1, 2016

An accident in a busy ship channel closed shipping traffic for a number of days, resulting in refineries and chemical plants having to adjust process rates to avoid shutdowns. Baker & O'Brien assessed the reasonableness of a refiner's business interruption claim based on lower crude throughput, lower secondary processing, and ship demurrage charges. Our independent review of the refiner's actions and quantum of the losses figured in to negotiating a settlement.

A Difference of Opinion - Major Offshore Incident

October 1, 2019

The responsibility for damages pursuant to an offshore oil and gas production platform explosion and fire resulted in a dispute between the insurers regarding cause and origin. Baker & O'Brien was engaged to test two different expert opinions developed during the incident investigation through a review of cited evidence and extensive operating records. Following an open pre-mediation expert conference and supplementary written reports, the dispute was quickly resolved in an international mediation.

Under Pressure-Crushed Like an Empty Beer Can

October 1, 2019

During the cleaning operation of a very large storage tank, the roof suddenly and unexpectedly collapsed; Baker & O'Brien was retained to determine why. We evaluated the cleaning procedures, relevant valve positions, cleaning fluid temperatures, and then produced a computer simulation with these inputs to predict the forces that resulted in the tank damage. Baker & O'Brien produced an expert report of the incident cause for the related claims for property damage and business interruption.